The complete UK personal finance playbook. 44 pages of practical guidance — PAYE, pensions, net worth and a 90-day plan to go from guessing to knowing.
UK Edition · 2024/25
Stop Winging It.
The Complete UK Personal Finance Playbook
44 pages · PDF instant download · UK 2024/25
£14.99
One-time purchase · Instant PDF download
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What's Inside
Six chapters covering every aspect of UK personal finance — with real numbers, real frameworks and real action steps.
Chapter 1
Your Real Take-Home Pay
PAYE, National Insurance, salary sacrifice, and what actually lands in your bank account.
Chapter 2
A Budget That Actually Works
The three-bucket framework that doesn't require obsessive tracking to maintain.
Chapter 3
Your Net Worth — The Real Number
Assets, liabilities, forgotten pensions, and a methodology for calculating where you actually stand.
Chapter 4
Pension — The Most Powerful Tool You're Probably Underusing
Compounding, employer match, salary sacrifice, and projection scenarios to retirement.
Chapter 5
Planning for the Big Stuff
Life events framework — weddings, cars, renovations, deposits. The monthly savings target formula.
Chapter 6
Your 90-Day Financial Reset
A step-by-step plan to go from guessing to knowing — in three months, 30 minutes at a time.
This is for you if...
You know your salary but not your actual take-home
You've never calculated your net worth as a single number
You contribute to a pension but have no idea what it might be worth
You have a rough sense of outgoings but couldn't name the exact figure
You'd like to save for something big but don't know how much you can afford
You've changed jobs more than twice and suspect you have lost pensions
You feel like you should have a better handle on your money than you do
You want clarity, not more spreadsheets to fill in
Everything you need
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44-Page PDF Guide
Instant download. Read on any device. Yours forever.
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Built for UK Finances
PAYE, NI, salary sacrifice, student loan — the real UK system explained.
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2024/25 Tax Tables
Full income tax bands, NI rates and pension allowances in the appendix.
Ready to stop winging it?
One-time purchase. Instant download. 44 pages.
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